Sunday, October 30, 2016

List: Direct Download Links to Updated Nigerian Banks Mobile Banking Apps

To make your banking life a whole lot Smart, fun, and easier, adopting D-I-Y (Do It Yourself) concept of Mobile Banking is the way to go. Always convenient, fast and secure. With Mobile Banking services you can do basic banking transactions from the convenience of your mobile phone anywhere anytime.



Compiled in the list below is the download link, reviews and android version support to all banking

Monday, October 24, 2016

EJinsight: Man or Robots, Who Will Win in This Fintech Era?

The topic of the 2016 Financial Planning Association’s Annual Conference was financial technology.

Global financial planners discussed the future direction of the industry and how that would transform our daily life. One of the most interesting topic was whether artificial intelligence (AI) would eventually replace human beings in the financial services industry.

If so, which sub-sectors are more vulnerable?

Bank of the Future May Be Invisible

With more advancement in financial technology, the digital technologies and advanced analytics have the potential to create the Invisible Bank of the future. Powered by artificial intelligence (AI) and activated by voice, virtual banking assistants can become an integral part of our daily lives.

Fintech Development: ​Australia Partners with Kenya

Financial regulatory authorities from both jurisdictions have signed an agreement that will encourage the discussion of cross-border technology concerns.


The Australian Securities and Investments Commission (ASIC) has signed a cooperation agreement with the Capital Markets Authority of Kenya (CMA) in a bid to boost financial services technology for both countries.

The agreement, signed in Hong Kong during a board meeting of the International Organization of Securities Commissions (IOSCO), establishes a framework for both parties that allows the sharing of information on their respective markets such as emerging trends as well as regulatory issues.

According to both parties, the partnership has been established as a result of the growing need to compare regulatory road blocks with other regions, with ASIC noting that innovation in the fintech space is not confined by national borders.

Continue on... Zdnet.com

Cellulant was a Winner at the 2016 African FinTech 100 Awards


The African Fintech Award event provides entrepreneurs, bankers, investors and advisors with an opportunity to seek solutions and opportunities offered by fintech startups.

Kenya’s financial technology provider Cellulant was declared the winner of the Payments and Transfers segment of the 2016 African FinTech 100 awards held in Johannesburg, South Africa last Thursday.

Sunday, October 23, 2016

If You Are Really Scared About MMM


I promised Smart Finance Moves on this blog right? I have made myself an "experimental lab rat" in order to get give you a feedback on how it works and in this article are my findings.


If you are one of the chronic doubter of the platform just like myself before, this piece shows you what you can do to test the water, raise your confidence and make money from it safely

Friday, October 21, 2016

Mobile Banking vs Mobile Money vs Mobile Wallet

These three concepts are interrelated due to the niche where they operate, the fintech world. They are not the same thing but many financial institutions name their apps randomly making each platform appear sometimes confusing. The names however have a ring to them that speaks volume of the concept of being "mobile", on the go. That exactly is what they all have to offer, automating banking and financial transactions on mobile devices. This give users more mobility and flexibility of doing business transactions and other activities at any time and anywhere. Financial activities have grown beyond the traditional banking sector.

On many occasions have mobile money apps being denoted as mobile wallets. The understanding of these different fintech platforms seems to elude people and organizations who have found it hard to give any clear definition to their apps. The

Sunday, October 16, 2016

PocketMoni: Funding Your Account

Funding your PocketMoni Account



We discussed about PocketMoni, a product of eTranzact, how to get yourself registered on the platform and as well get the app downloaded in this post. The aim of this post is to show the options available to you for funding in order to be able to use it for your payments and other transactions.

Below is a list and processes for transferring funds into your pocketMoni account for later use during

PocketMoni from eTranzact : Mobile Banking

eTranzact is in the league of Interswitch Group in the world of financial services handling across Africa and the rest of the world. Of course these two fintech giants started operation in Nigeria in the early 2000s, both coys have come a long way and are still waxing stronger. PocketMoni, from the stable of eTranzact is a worthy competitor with Interswitch's Quickteller. Competition is good in any clime, Abi una no remember the tale of Messi and C.Ronaldo? Not actually a tale, we are still in their era but that exactly is what competition can do to anything -Vying to be the best. In our own respect, consumers of fintech services are reaping the prospect in Nigeria and Africa as a whole.

PocketMoni is a mobile payment solution designed to allow users conduct financial transactions anytime, anywhere, from a phone.

The Groom And The Rotund Bull: Part 2




Graciously, the merchant agreed to sell. Tunde was very happy. Unfortunately, enough cash to get this special specie was beyond reach at that moment. He cannot accept to leave the vicinity without any of his selections, none would be left behind. Problem is not about the price but the cash.
The two drivers, Bayo, Uche and two other hands from the ranch have started packing and tying the ones already paid for into the lorry. The groom is down with the merchant brainstorming how best to get cash across, then something clicked.