Smart Finance: The Interview: Part 3

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Part III

...explained "I am still paying you only that the money will go into your bank account".

The driver retorted, "Who told you I get bank account?" Jovially seeing that the man is no more tensed he said "Oga, big man like you go get one now."
By this time, the driver was curious and the passengers were listening in on the conversation with each one eager to know about the end of the drama. One more person and the bus would be ready for take off.

Of all the options available, Ope decided to use USSD mobile banking since everybody there at that moment can get along with it after all, not everyone has internet enabled mobile phone. More so, the option is best to clear all doubts for the driver since he might not own a browsing phone owing to the nature of his work. Educating the passengers along with the driver, he reassured him that even if the driver will not accept his advance eventually, they all should know that cashless transactions is real and means of payment is no more by cash alone in this era. At this point everybody was getting interested in the magic he was going to perform.

Then he demanded for the driver's bank name and also told the passengers to do same using the phone number they registered with their bank. He told them to go to this online page to harvest the USSD bank transfer code for their respective banks. Those who have no internet connection got theirs from others.
The driver owned a Zenith bank account, thus Ope told him to dial *966# follow the prompt to check his bank account details (some digits from users' ATM card serial were requested for, for confirmation) and Voila! at the instant comes his account balance glaring at him in the face, just like checking telecommunications companies' airtime account balance. It was like magic, [[Zenith Bank eaZymoney]] and a host of other banking platforms are doing magics.

Every other person who had his or her ATM card available was able to check the balance without much problem. They all believed they cannot see their balances unless they walk into a bank.

In the euphoria, Ope suggested to pay him through the USSD mode since he can't secure cash at the moment and he could check it thereafter.

He explained further, "E go just be like say I transfer credit to you, but this one, na money in your bank account. Oga, you go get alert now now". And he thought to himself, "I am making progress, getting to the last part".
He pressed the already yielding driver further, "So, oga make we do am now? Na like transfering GLO/MTN/Etisalat/Airtel credit to your friend, wife or siblings."

The driver was contemplating but eager, ready to taste another dose of the magic yet again. He yielded and gave out his account number [[ordinarily, phone number could also be used if he had forgot his account number]].
Without wasting time Ope transferred the fund to him using Interswitch Quickteller platform, many other [[payment platforms]] are available for mobile transactions as well. In less than 2 minutes the driver got alertZ (as fondly called by Zenith bankers) right on the spot, wowed but not trusting yet, he elected to check if his account balance have truly increased. With a rush of emotions he gave Ope a big fat hug... citing ignorance as a bane to the society.

The bus left Ibadan by 10:48am.

Everybody was happy.

All through the journey they talked about the different ways of making and saving moneys while Ope forgot about his worries and engaged the energetic passengers on means of transacting online, making payments, borrowing money for their petty businesses and even making some, all online. -These are what he would be discussing with the interviewers after all.

The amount is small but any driver would have dumped his sorry ass he didn't did employ that means.

~~ Rescued by Mobile Banking, USSD Banking ~~

[ 3/3 The End ]

Did Ope make it to the interview?